/* ==========================================================================
   CFE COMPANIES — Shared Stylesheet
   ========================================================================== */

:root{
  --blue:#14b1e7;
  --blue-dark:#0f9fd1;
  --red:#e01f26;
  --text:#5a5a5a;
  --heading:#3b3b3b;
  --muted:#9a9a9a;
  --light-bg:#f5f5f5;
  --white:#ffffff;
  --border:#e6e6e6;
  --footer-bg:#f2f2f2;
  --container:1200px;
  --font:'Poppins',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Arial,sans-serif;
}

*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  font-family:var(--font);
  color:var(--text);
  line-height:1.7;
  font-size:16px;
  background:var(--white);
  overflow-x:hidden;
}
img{max-width:100%;display:block;}
a{text-decoration:none;color:inherit;transition:color .25s ease;}
ul{list-style:none;}

h1,h2,h3,h4,h5,h6{
  font-weight:400;
  color:var(--heading);
  line-height:1.25;
}

.container{
  max-width:var(--container);
  margin:0 auto;
  padding:0 20px;
}

/* Buttons ------------------------------------------------------------------ */
.btn{
  display:inline-block;
  background:var(--blue);
  color:#fff;
  padding:13px 34px;
  border:none;
  border-radius:2px;
  font-size:13px;
  letter-spacing:.5px;
  text-transform:uppercase;
  cursor:pointer;
  transition:background .25s ease;
  font-family:var(--font);
}
.btn:hover{background:var(--blue-dark);color:#fff;}
.btn-lg{padding:15px 42px;}

/* ==========================================================================
   TOP BAR
   ========================================================================== */
.topbar{
  border-bottom:1px solid var(--border);
  font-size:14px;
  color:#6b6b6b;
}
.topbar .container{
  display:flex;
  justify-content:flex-end;
  align-items:center;
  gap:0;
  min-height:56px;
  flex-wrap:wrap;
}
.topbar-item{
  display:flex;
  align-items:center;
  gap:9px;
  padding:0 26px;
  border-left:1px solid var(--border);
}
.topbar-item:first-child{border-left:none;}
.topbar-item i,.topbar-item .ic{color:var(--blue);}

/* ==========================================================================
   HEADER / NAV
   ========================================================================== */
.header{
  background:#fff;
  position:relative;
  z-index:100;
}
.header .container{
  display:flex;
  align-items:center;
  justify-content:space-between;
  min-height:96px;
}
.logo{display:flex;align-items:center;gap:12px;}
.logo .logo-mark{width:82px;height:auto;flex-shrink:0;}
.logo .logo-text{
  font-weight:700;
  color:var(--red);
  font-size:22px;
  letter-spacing:.5px;
  line-height:1;
}

.main-nav{display:flex;align-items:center;gap:0;}
.main-nav > ul{display:flex;align-items:center;}
.main-nav > ul > li{position:relative;}
.main-nav > ul > li > a{
  display:block;
  padding:20px 16px;
  font-size:14px;
  font-weight:500;
  letter-spacing:.5px;
  text-transform:uppercase;
  color:#8a8a8a;
}
.main-nav > ul > li > a:hover,
.main-nav > ul > li.active > a{color:var(--blue);}
.main-nav > ul > li.has-drop > a::after{
  content:"\25be";
  font-size:11px;
  margin-left:6px;
  color:var(--blue);
}

/* Dropdown */
.dropdown{
  position:absolute;
  top:100%;
  right:0;
  min-width:210px;
  background:#fff;
  box-shadow:0 8px 30px rgba(0,0,0,.12);
  padding:8px 0;
  opacity:0;
  visibility:hidden;
  transform:translateY(10px);
  transition:all .25s ease;
  z-index:120;
}
.main-nav li.has-drop:hover .dropdown{
  opacity:1;visibility:visible;transform:translateY(0);
}
.dropdown li a{
  display:block;
  padding:11px 24px;
  font-size:14px;
  font-weight:600;
  text-transform:uppercase;
  letter-spacing:.4px;
  color:#3b3b3b;
}
.dropdown li a:hover{color:var(--blue);}
.dropdown li:first-child a{color:var(--blue);}

.nav-cta{margin-left:22px;}

/* Mobile toggle */
.nav-toggle{
  display:none;
  flex-direction:column;
  gap:5px;
  background:none;border:none;cursor:pointer;
  padding:8px;
}
.nav-toggle span{width:26px;height:2px;background:var(--heading);display:block;}

/* ==========================================================================
   PAGE BANNER (inner pages)
   ========================================================================== */
.page-banner{
  position:relative;
  background:#cfd4d8 center/cover no-repeat;
  min-height:360px;
  display:flex;
  align-items:center;
  justify-content:center;
  text-align:center;
  color:#fff;
}
.page-banner::after{
  content:"";position:absolute;inset:0;background:rgba(40,45,50,.45);
}
.page-banner .inner{position:relative;z-index:2;}
.page-banner h1{color:#fff;font-size:44px;font-weight:400;}
.page-banner p{color:#eee;font-size:16px;margin-top:8px;}
.breadcrumb{
  padding:22px 0;
  font-size:15px;
  color:var(--muted);
  background:var(--light-bg);
}
.breadcrumb .container{display:flex;gap:8px;align-items:center;}
.breadcrumb .sep{color:#c3c3c3;}
.breadcrumb .cur{color:var(--heading);font-weight:600;}

/* ==========================================================================
   HERO SLIDER (home)
   ========================================================================== */
.hero{
  position:relative;
  min-height:520px;
  display:flex;
  align-items:center;
  justify-content:center;
  text-align:center;
  color:#fff;
  overflow:hidden;
}
.hero-bg{
  position:absolute;inset:0;
  background:linear-gradient(rgba(255,255,255,.05),rgba(0,0,0,.2)),
    url('../images/hero.jpg') center/cover no-repeat,#b9bdc0;
}
.hero-inner{position:relative;z-index:3;padding:40px 20px;max-width:820px;}
.hero .kicker{
  font-size:22px;
  font-weight:400;
  text-shadow:0 1px 6px rgba(0,0,0,.4);
  margin-bottom:6px;
}
.hero h1{
  color:var(--blue);
  font-size:64px;
  font-weight:700;
  letter-spacing:1px;
  text-shadow:0 2px 10px rgba(0,0,0,.35);
  margin:4px 0;
}
.hero .sub{
  font-size:36px;
  font-weight:400;
  text-shadow:0 1px 6px rgba(0,0,0,.4);
  margin-bottom:26px;
}
.hero-arrow{
  position:absolute;top:50%;transform:translateY(-50%);
  width:40px;height:40px;
  background:rgba(255,255,255,.25);
  display:flex;align-items:center;justify-content:center;
  color:#fff;font-size:20px;z-index:4;cursor:pointer;
}
.hero-arrow.prev{left:14px;}
.hero-arrow.next{right:14px;}
.wave-divider{margin-top:-1px;}

/* ==========================================================================
   MISSION & OVERVIEW
   ========================================================================== */
.mission{display:flex;flex-wrap:wrap;}
.mission-text{
  flex:1 1 42%;
  background:var(--blue);
  color:#fff;
  padding:70px 60px;
  display:flex;flex-direction:column;justify-content:center;
}
.mission-text h2{color:#fff;font-size:26px;letter-spacing:1px;margin-bottom:14px;}
.mission-text h3{color:#fff;font-size:22px;margin:26px 0 12px;}
.mission-text p{color:rgba(255,255,255,.92);font-size:15px;}
.mission-media{
  flex:1 1 58%;
  position:relative;
  background:#0a97c9 center/cover no-repeat;
  min-height:420px;
  background-image:url('../images/store.jpg');
}
.mission-media .play{
  position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);
  width:76px;height:76px;border-radius:50%;
  background:var(--blue);color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-size:26px;cursor:pointer;box-shadow:0 6px 24px rgba(0,0,0,.25);
}
.mission-media .play:hover{background:var(--blue-dark);}

/* ==========================================================================
   SECTION GENERICS
   ========================================================================== */
.section{padding:80px 0;}
.section-head{text-align:center;max-width:640px;margin:0 auto 54px;}
.section-head h2{font-size:36px;margin-bottom:16px;}
.section-head p{color:var(--muted);font-size:15px;}

/* Services cards */
.services-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:26px;
}
.service-card{
  background:#fff;
  border:1px solid #eee;
  box-shadow:0 6px 26px rgba(0,0,0,.05);
  min-height:150px;
  display:flex;align-items:center;justify-content:center;
  padding:30px;
  transition:transform .25s ease,box-shadow .25s ease;
}
.service-card:hover{transform:translateY(-6px);box-shadow:0 14px 36px rgba(0,0,0,.1);}
.service-card img{max-height:70px;width:auto;}

.suggest{text-align:center;margin-top:58px;}
.suggest h3{font-size:28px;margin-bottom:10px;}
.suggest p{color:var(--muted);margin-bottom:22px;}

/* Smartest thing + progress */
.two-col{display:flex;flex-wrap:wrap;gap:60px;align-items:center;}
.two-col .col{flex:1 1 42%;min-width:300px;}
.two-col h2{font-size:34px;margin-bottom:30px;}
.progress-item{margin-bottom:22px;}
.progress-item .lbl{
  display:flex;justify-content:space-between;
  font-size:14px;color:#666;margin-bottom:8px;
  border-bottom:1px solid #eee;padding-bottom:10px;
}
.progress-bar{height:4px;background:#eee;border-radius:3px;overflow:hidden;}
.progress-bar span{display:block;height:100%;background:var(--blue);width:0;transition:width 1.4s ease;}

/* Reviews */
.reviews{background:#fff;}
.reviews-wrap{display:flex;flex-wrap:wrap;gap:50px;align-items:center;}
.reviews-title{flex:1 1 26%;min-width:240px;}
.reviews-title h2{font-size:34px;}
.reviews-cards{flex:1 1 60%;display:flex;flex-wrap:wrap;gap:26px;}
.review-card{flex:1 1 40%;min-width:250px;}
.review-bubble{
  background:#4a58e0;color:#fff;padding:26px;border-radius:6px;
  position:relative;font-size:14px;line-height:1.7;
}
.review-bubble::after{
  content:"";position:absolute;bottom:-12px;left:30px;
  border-width:12px 12px 0 0;border-style:solid;
  border-color:#4a58e0 transparent transparent transparent;
}
.review-person{display:flex;align-items:center;gap:12px;margin-top:22px;}
.review-person img,.review-person .avatar{
  width:42px;height:42px;border-radius:50%;background:#ddd;object-fit:cover;
}
.review-person .nm{font-weight:600;color:var(--heading);font-size:14px;}
.review-person .jb{font-size:12px;color:var(--muted);}

/* Finances / analyse */
.finances{background:var(--light-bg);text-align:center;}
.analyse{display:flex;flex-wrap:wrap;gap:60px;align-items:center;text-align:left;margin-top:40px;}
.analyse .col{flex:1 1 42%;min-width:300px;}
.analyse h3{font-size:28px;margin-bottom:16px;}
.analyse p{font-size:14px;color:var(--muted);margin-bottom:20px;}
.analyse .white-btn{
  display:inline-block;background:#fff;padding:12px 26px;border-radius:30px;
  box-shadow:0 6px 20px rgba(0,0,0,.08);font-size:14px;color:var(--heading);margin-bottom:20px;
}
.analyse ul li{display:flex;align-items:center;gap:10px;margin-bottom:10px;font-size:14px;color:#777;}
.analyse ul li i,.analyse ul li .ic{color:var(--blue);}

/* CTA band */
.cta-band{text-align:center;padding:90px 0;}
.cta-band h2{font-size:34px;margin-bottom:14px;}
.cta-band p{color:var(--muted);max-width:520px;margin:0 auto 26px;}

/* Contact / address */
.contact-block{display:flex;flex-wrap:wrap;gap:60px;padding:70px 0;}
.contact-info{flex:1 1 45%;min-width:300px;}
.contact-info h3{font-size:24px;margin-bottom:16px;color:var(--heading);}
.contact-info p{font-size:15px;margin-bottom:8px;}
.contact-form{flex:1 1 45%;min-width:300px;}
.contact-form input,.contact-form textarea{
  width:100%;border:1px solid var(--border);background:var(--light-bg);
  padding:14px 16px;margin-bottom:14px;font-family:var(--font);font-size:14px;border-radius:2px;
}
.contact-form textarea{min-height:110px;resize:vertical;}
.contact-form .btn{width:100%;}

/* ==========================================================================
   FOOTER
   ========================================================================== */
.pre-footer{border-top:1px solid var(--border);padding:22px 0;background:#fff;}
.pre-footer .container{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px;}
.pre-footer .links{display:flex;gap:26px;font-size:14px;color:#777;}
.pre-footer .links a:hover{color:var(--blue);}
.pre-footer .socials{display:flex;gap:14px;}
.pre-footer .socials a{color:var(--blue);font-size:18px;}

.footer{background:var(--footer-bg);padding:60px 0 0;}
.footer-grid{display:flex;flex-wrap:wrap;gap:40px;}
.footer-col{flex:1 1 200px;}
.footer-col.brand{flex:1 1 260px;}
.footer-col .logo-text{font-size:22px;}
.footer-col h4{font-size:16px;color:var(--heading);margin-bottom:16px;font-weight:600;}
.footer-col ul li{margin-bottom:9px;font-size:14px;color:#777;}
.footer-col ul li a:hover{color:var(--blue);}
.footer-col p{font-size:14px;color:#777;}
.gmb{width:130px;}
.copyright{text-align:center;padding:30px 0 24px;font-weight:700;font-size:20px;color:var(--heading);margin-top:40px;}
.copyright .design{font-weight:400;font-size:13px;color:var(--muted);font-style:italic;margin-top:4px;}

/* ==========================================================================
   LET'S TALK — OFF-CANVAS
   ========================================================================== */
.offcanvas-overlay{
  position:fixed;inset:0;background:rgba(0,0,0,.45);
  opacity:0;visibility:hidden;transition:all .3s ease;z-index:900;
}
.offcanvas-overlay.open{opacity:1;visibility:visible;}
.offcanvas{
  position:fixed;top:0;right:0;height:100%;width:430px;max-width:90vw;
  background:#f4f4f4;box-shadow:-8px 0 40px rgba(0,0,0,.2);
  transform:translateX(100%);transition:transform .35s ease;z-index:1000;
  display:flex;flex-direction:column;
}
.offcanvas.open{transform:translateX(0);}
.offcanvas-head{
  background:#fff;padding:26px 30px;border-bottom:1px solid #eee;
  display:flex;justify-content:space-between;align-items:center;
}
.offcanvas-head h3{font-size:26px;color:var(--heading);}
.offcanvas-close{background:none;border:none;font-size:26px;cursor:pointer;color:#555;line-height:1;}
.offcanvas-body{padding:30px;overflow-y:auto;}
.offcanvas-body > p{font-size:15px;color:#666;margin-bottom:24px;}
.oc-contact{margin-bottom:20px;}
.oc-phone{
  display:inline-flex;align-items:center;gap:10px;background:var(--blue);color:#fff;
  padding:11px 20px;border-radius:3px;font-size:15px;margin-bottom:10px;
}
.oc-email{
  display:flex;align-items:center;gap:10px;background:#dff3fb;color:var(--blue);
  padding:11px 20px;border-radius:3px;font-size:14px;word-break:break-all;
}
.oc-form input,.oc-form textarea{
  width:100%;border:none;background:#fff;padding:16px 22px;margin-bottom:16px;
  border-radius:30px;font-family:var(--font);font-size:14px;box-shadow:0 2px 8px rgba(0,0,0,.04);
}
.oc-form textarea{border-radius:22px;min-height:120px;resize:vertical;}
.oc-form .btn{width:100%;border-radius:3px;}
.oc-socials{display:flex;gap:14px;justify-content:center;margin-top:26px;}
.oc-socials a{
  width:34px;height:34px;border-radius:4px;background:#dff3fb;color:var(--blue);
  display:flex;align-items:center;justify-content:center;font-size:16px;
}

/* ==========================================================================
   FAQ
   ========================================================================== */
.faq-help{text-align:center;color:#fff;position:relative;padding:120px 0 90px;
  background:linear-gradient(rgba(50,55,60,.5),rgba(50,55,60,.5)),url('../images/faq-bg.jpg') center/cover no-repeat,#9aa0a4;}
.faq-help h1{color:#fff;font-size:44px;margin-bottom:12px;}
.faq-help p{color:#f0f0f0;margin-bottom:26px;}
.faq-search{max-width:560px;margin:0 auto;display:flex;background:#f1f1f1;border-radius:2px;overflow:hidden;}
.faq-search input{flex:1;border:none;padding:16px 20px;font-size:15px;background:transparent;font-family:var(--font);}
.faq-search button{background:transparent;border:none;padding:0 20px;color:#888;cursor:pointer;font-size:18px;}

.help-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:-60px;position:relative;z-index:5;}
.help-card{background:#fff;box-shadow:0 8px 30px rgba(0,0,0,.08);padding:36px 30px;}
.help-card .ic{font-size:34px;color:var(--blue);margin-bottom:16px;}
.help-card h4{font-size:18px;color:var(--heading);}

.faq-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:20px;}
.faq-item{background:#fff;box-shadow:0 4px 18px rgba(0,0,0,.05);}
.faq-q{
  display:flex;justify-content:space-between;align-items:center;gap:14px;
  padding:20px 24px;cursor:pointer;font-size:15px;font-weight:600;color:var(--heading);
}
.faq-q .toggle{color:var(--blue);font-size:22px;flex-shrink:0;}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease;}
.faq-a p{padding:0 24px 22px;font-size:14px;color:var(--muted);}
.faq-item.open .faq-a{max-height:300px;}
.faq-item.open .faq-q .toggle{transform:rotate(45deg);}

/* ==========================================================================
   CLIENT AREA / ACCOUNT
   ========================================================================== */
.account-wrap{max-width:520px;margin:0 auto;padding:20px 0;}
.account-box{border:1px solid var(--border);padding:34px 30px;border-radius:3px;margin-bottom:26px;}
.account-box h3{font-size:20px;margin-bottom:18px;}
.account-box label{display:block;font-size:14px;margin-bottom:6px;color:#666;}
.account-box input,.account-box select{
  width:100%;border:1px solid var(--border);padding:12px 14px;margin-bottom:16px;
  border-radius:2px;font-family:var(--font);font-size:14px;
}
.account-note{background:#eaf7fd;border-left:3px solid var(--blue);padding:16px 20px;font-size:14px;margin-bottom:24px;border-radius:2px;}
.account-links{display:flex;gap:20px;flex-wrap:wrap;margin-top:10px;font-size:14px;}
.account-links a{color:var(--blue);}

/* Send document */
.send-intro{display:flex;flex-wrap:wrap;gap:40px;padding:70px 0 40px;}
.send-intro .left{flex:1 1 30%;min-width:260px;}
.send-intro .left h2{font-size:32px;line-height:1.2;}
.send-intro .right{flex:1 1 55%;min-width:280px;}
.send-intro .right p{color:var(--muted);}
.send-form-wrap{display:flex;flex-wrap:wrap;gap:40px;padding-bottom:70px;}
.send-form{flex:1 1 55%;min-width:300px;}
.send-map{flex:1 1 38%;min-width:280px;}
.send-map iframe{width:100%;height:340px;border:0;}
.send-form .row{display:flex;gap:16px;flex-wrap:wrap;}
.send-form .row > *{flex:1;min-width:180px;}
.send-form label{display:block;font-size:14px;margin-bottom:6px;color:#555;font-weight:500;}
.send-form input,.send-form select,.send-form textarea{
  width:100%;border:1px solid var(--border);padding:12px 14px;margin-bottom:16px;
  border-radius:2px;font-family:var(--font);font-size:14px;background:#fafafa;
}
.send-form textarea{min-height:100px;resize:vertical;}
.send-form input[type=file]{padding:9px;background:#fff;}

/* helpboxes */
.help-topics{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;padding:60px 0;}
.help-topic{background:#fff;box-shadow:0 6px 24px rgba(0,0,0,.06);padding:34px 26px;min-height:150px;}
.help-topic h4{font-size:18px;color:var(--heading);margin-bottom:10px;}
.help-topic p{font-size:13px;color:var(--muted);}

/* About page */
.about-intro{padding:80px 0;}
.about-grid{display:flex;flex-wrap:wrap;gap:50px;align-items:center;}
.about-grid .col{flex:1 1 45%;min-width:300px;}
.about-grid h2{font-size:34px;margin-bottom:18px;}
.about-grid p{margin-bottom:16px;font-size:15px;}
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:20px;}
.value-card{background:#fff;box-shadow:0 6px 24px rgba(0,0,0,.06);padding:32px 26px;text-align:center;}
.value-card .ic{font-size:34px;color:var(--blue);margin-bottom:14px;}
.value-card h4{font-size:18px;color:var(--heading);margin-bottom:8px;}
.value-card p{font-size:14px;color:var(--muted);}

/* Latest news / articles */
.articles-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;}
.article-card{background:#fff;box-shadow:0 6px 24px rgba(0,0,0,.06);overflow:hidden;}
.article-card .thumb{height:180px;background:#dfe3e6 center/cover no-repeat;}
.article-card .body{padding:24px;}
.article-card .date{font-size:12px;color:var(--blue);text-transform:uppercase;letter-spacing:.5px;}
.article-card h4{font-size:18px;margin:8px 0 10px;color:var(--heading);}
.article-card p{font-size:14px;color:var(--muted);}

/* ==========================================================================
   ICON (simple emoji/char based) helper
   ========================================================================== */
.ic{font-style:normal;display:inline-flex;}

/* ==========================================================================
   RESPONSIVE
   ========================================================================== */
@media(max-width:1024px){
  .services-grid{grid-template-columns:repeat(2,1fr);}
  .help-cards{grid-template-columns:1fr;}
  .faq-grid{grid-template-columns:1fr;}
  .help-topics{grid-template-columns:repeat(2,1fr);}
  .values,.articles-grid{grid-template-columns:1fr;}
  .hero h1{font-size:46px;}
}
@media(max-width:860px){
  .nav-toggle{display:flex;}
  .main-nav{
    position:absolute;top:100%;left:0;right:0;background:#fff;
    flex-direction:column;align-items:stretch;
    box-shadow:0 10px 30px rgba(0,0,0,.12);
    max-height:0;overflow:hidden;transition:max-height .35s ease;
  }
  .main-nav.open{max-height:600px;overflow-y:auto;}
  .main-nav > ul{flex-direction:column;align-items:stretch;}
  .main-nav > ul > li > a{padding:14px 24px;border-bottom:1px solid #f0f0f0;}
  .dropdown{
    position:static;opacity:1;visibility:visible;transform:none;
    box-shadow:none;background:#f7f7f7;display:none;
  }
  .main-nav li.has-drop.open-sub .dropdown{display:block;}
  .nav-cta{margin:14px 24px 20px;}
  .mission-text,.mission-media{flex:1 1 100%;}
  .mission-text{padding:50px 30px;}
  .topbar .container{justify-content:center;}
  .topbar-item{padding:8px 14px;border-left:none;}
}
@media(max-width:560px){
  .services-grid,.help-topics{grid-template-columns:1fr;}
  .hero h1{font-size:36px;}
  .hero .sub{font-size:26px;}
  .section{padding:56px 0;}
  .section-head h2,.mission-text h2{font-size:26px;}
}